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DC Renters: Why Rent to Own?

Thinking about buying? Some DC area landlords give you a "Rent-to-Own" option! Here's why this can be a great way to go:

  • Live in your condo, townhome, or house first to see if you wish to buy it.
  • A large portion of the rent will go toward the purchase price.
  • The sales price of your apartment cannot increase for two years.
  • A part of your rent can be applied toward your down payment.
  • Purchase is optional: you don't need to decide right away!
  • Best rent credit if you decide within one year to buy (see sample chart below).
Tenant Buys Within Amount Going Toward Purchase Price
One year 50% of total rent goes to purchase
A year and a half 30% of total rent goes to purchase
Two years 20% of total rent goes to purchase

Not every landlord agrees to "rent-to-own", so tell us at our first meeting if you are considering this option. Our state-of-the-art database highlights Rent-to-Own opportunities in DC, Virginia, and Maryland. We'll guide you every step of the way!